*Fake Cashiers Checks*

t.nie

t.nie

Patience Tester
Recently, there have been a number of fake cashiers checks around the area, the scam is this, somebody buys a part or whatever off of you, sends you a real enough looking cashiers check, it looks so real that it makes it past the bank tellers without a second glance when you deposit it, but it is for significantly more than the purchase price. You talk to your buyer, who tells you to send a refund wired Western Union, or transfer money to an account they give you, you do it, and they disappear.

Why does this scam work? Because the check looks so real that it passes through the banking system until it hits the bank its drawn against, and that can take a couple of days or more. By the time you get the check back (and believe it or not, just because its a cashiers check does NOT MEAN IT IS GUARANTEED FUNDS) your out the money and the buyer is long gone. Bottom line, if you get paid more than what you sold for, dont do a thing until you know the check is clear and the money, all of it, is safely in your account.
 
I saw something related with ebay and a cop doing the same thing buying a bike... interesting deal. Why didn't I think of that ??? Just kiddin'
 
Yeah thats been going on for a while now, most people don't understand that a casheirs check is gonna sit in their bank for 6 days just like any other check....
your safest bet is a U.S.Postal money order it's the only money order that is absoulutley gauranteed, and if a theif missuses it it's a fed. offense....
That scam usually involves somebody from another country wanting to buy your advertised race car stuff sending you a cashiers check for a larger amount that you are to forward the extra money to a fake shipping company...........
 
Banks are insured through the FDIC, so any cashiers check fraud is federal. People can forge postal money orders, too.
 
Now I understand, last year I had a guy emailing me wanting my husbands four wheeler, he wanted to have a friend send me a check for somewhere around $10,000 and the four wheeler only cost $3000. Then he wanted me to send him the rest of the money and the fourwheeler. He emailed me seven or eight times asking me to do this. I just quit responding to him cause I thought it sounded kinda funny! Glad I didn't go through with it!!
 
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