sloppyjoe
cirrhosis of the river
hey i recieved this in an email, dont know howtrue it is but it will make ya think.
IMPORTANT INFO!!
SCENE 1 A friend went to the local gym and placed his belongings in the
locker. After the workout and a shower, he came out, saw the locker
open, and thought to himself, "Funny, I thought I locked the locker.
Hmmmmm." He dressed and just flipped the wallet to make sure all was in
order. Everything looked okay - all cards were in place. A few weeks
later his credit card bill came - a whooping bill of $14.000! He called
the credit card company and started yelling at them, saying that he did
not make the transactions. Customer care personnel verified that there
was no mistake in the system and asked if his card had been stolen.
"No," he said, but then took out his wallet, pulled out the credit card,
and yep - you guessed it - a switch had been made. An expired similar
credit card from the same bank was in the wallet. The thief broke into
his locker at the gym and switched cards. Verdict: The credit card
issuer said since he did not report the card missing earlier, he would
have to pay the amount owed to them. How much did he have to pay for
items he did not buy? $9,000! Why were there no calls made to verify the
amount swiped? Small amounts rarely trigger a "warning bell" with some
credit card companies. It just so happens that all the small amounts
added up to big one!
SCENE 2 A man at a local restaurant paid for his meal with his credit
card. The bill for the meal came, he signed it, and the waitress folded
the receipt and passed the credit card along. Usually, he would just
take it and place it in his wallet or pocket. Funny enough, though, he
actually took a look at the card and, lo and behold, it was the expired
card of another person. He called the waitress and she looked perplexed.
She took it back, apologized, and hurried back to the counter under the
watchful eye of the man. All the waitress did while walking to the
counter was wave the wrong expired card to the counter cashier, and the
counter cashier immediately looked down and took out the real card. No
exchange of words - nothing! She took it and came back to the man with
an apology. Verdict: Make sure the credit cards in your wallet at yours.
Check the na me on the card every time you sign for something and/or the
card is taken away for even a short period of time. Many people just
take back the credit card without even looking at it, thinking that it
has to be theirs. FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR
CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!
SCENE 3 Yesterday I went into a pizza restaurant to pick up an order
that I had called in. I paid by using my Visa Check Card which, of
course, is linked directly to my checking account. The young man behind
the counter took my card, swiped it, then laid it flat on the counter as
he waited for the approval, which is pretty standard procedure. While he
waited, he picked up his cell phone and started dialing. I noticed the
phone because it is the same model I have, but nothing seemed out of the
ordinary. Then I heard a click that sounded like my phone sounds when I
take a picture. He then gave me back my card but kept the phone in his
hand as if he was still pressing buttons. Meanwhile, I'm thinking: I
wonder what he is taking a picture of, oblivious to what was really
going on. It then dawned on me: the only thing there was was my credit
card, so now I'm paying close attention to what he is doing. He set his
phone on the counter, leaving it open. About five seconds later, I heard
the chime that tells you that the picture has been saved. Now I'm
standing there struggling with the fact that this boy just took a
picture of my credit card. Yes, he played it off well, because had we
not had the same kind of phone, I probably would never have known what
happened. Needless to say, I immediately cancelled that card as I was
walking out of the pizza parlor. All I am saying is, be aware of your
surroundings at all times.
Whenever you are using your credit cards, take caution and don't be
careless. Notice who is standing near you and what they are doing when
you use your card. Be aware of phones because many have a camera phone
these days. When you are in a restaurant and the waiter/waitress brings
your card and receipt for you to sign, make sure you scratch the number
off. Some restaurants are using only the last four digits, but a lot of
them are still putting the whole thing on there. I have already been a
victim of credit card fraud and, believe me, it is not fun. The truth is
that they can get you even when you are careful, but don't make it easy
for them.
FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF. LET'S GET THE WORD
OUT
IMPORTANT INFO!!
SCENE 1 A friend went to the local gym and placed his belongings in the
locker. After the workout and a shower, he came out, saw the locker
open, and thought to himself, "Funny, I thought I locked the locker.
Hmmmmm." He dressed and just flipped the wallet to make sure all was in
order. Everything looked okay - all cards were in place. A few weeks
later his credit card bill came - a whooping bill of $14.000! He called
the credit card company and started yelling at them, saying that he did
not make the transactions. Customer care personnel verified that there
was no mistake in the system and asked if his card had been stolen.
"No," he said, but then took out his wallet, pulled out the credit card,
and yep - you guessed it - a switch had been made. An expired similar
credit card from the same bank was in the wallet. The thief broke into
his locker at the gym and switched cards. Verdict: The credit card
issuer said since he did not report the card missing earlier, he would
have to pay the amount owed to them. How much did he have to pay for
items he did not buy? $9,000! Why were there no calls made to verify the
amount swiped? Small amounts rarely trigger a "warning bell" with some
credit card companies. It just so happens that all the small amounts
added up to big one!
SCENE 2 A man at a local restaurant paid for his meal with his credit
card. The bill for the meal came, he signed it, and the waitress folded
the receipt and passed the credit card along. Usually, he would just
take it and place it in his wallet or pocket. Funny enough, though, he
actually took a look at the card and, lo and behold, it was the expired
card of another person. He called the waitress and she looked perplexed.
She took it back, apologized, and hurried back to the counter under the
watchful eye of the man. All the waitress did while walking to the
counter was wave the wrong expired card to the counter cashier, and the
counter cashier immediately looked down and took out the real card. No
exchange of words - nothing! She took it and came back to the man with
an apology. Verdict: Make sure the credit cards in your wallet at yours.
Check the na me on the card every time you sign for something and/or the
card is taken away for even a short period of time. Many people just
take back the credit card without even looking at it, thinking that it
has to be theirs. FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR
CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!
SCENE 3 Yesterday I went into a pizza restaurant to pick up an order
that I had called in. I paid by using my Visa Check Card which, of
course, is linked directly to my checking account. The young man behind
the counter took my card, swiped it, then laid it flat on the counter as
he waited for the approval, which is pretty standard procedure. While he
waited, he picked up his cell phone and started dialing. I noticed the
phone because it is the same model I have, but nothing seemed out of the
ordinary. Then I heard a click that sounded like my phone sounds when I
take a picture. He then gave me back my card but kept the phone in his
hand as if he was still pressing buttons. Meanwhile, I'm thinking: I
wonder what he is taking a picture of, oblivious to what was really
going on. It then dawned on me: the only thing there was was my credit
card, so now I'm paying close attention to what he is doing. He set his
phone on the counter, leaving it open. About five seconds later, I heard
the chime that tells you that the picture has been saved. Now I'm
standing there struggling with the fact that this boy just took a
picture of my credit card. Yes, he played it off well, because had we
not had the same kind of phone, I probably would never have known what
happened. Needless to say, I immediately cancelled that card as I was
walking out of the pizza parlor. All I am saying is, be aware of your
surroundings at all times.
Whenever you are using your credit cards, take caution and don't be
careless. Notice who is standing near you and what they are doing when
you use your card. Be aware of phones because many have a camera phone
these days. When you are in a restaurant and the waiter/waitress brings
your card and receipt for you to sign, make sure you scratch the number
off. Some restaurants are using only the last four digits, but a lot of
them are still putting the whole thing on there. I have already been a
victim of credit card fraud and, believe me, it is not fun. The truth is
that they can get you even when you are careful, but don't make it easy
for them.
FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF. LET'S GET THE WORD
OUT
