Highland's insurance?

Individuals that have insurance-related concerns and/or questions should contact Highland Speedway (not the Sharpshooters) at (618) 654-6656 or send an email to info@highlandspeedway.com so a member of the Madison County Fair Association can answer your questions as they are the promoters of Highland Speedway.

Additional questions can be directed to the track manager, Charlie Depew at (618) 347-2327.
 
What is so hard about this topic? The waiver that you sign states that you assume the risk for injuries sustained as a result of racing. If you are injured during the race, as a result of a race, or as a result of something race related, such as working in the pits, the insurance will not pay. Although every track has different insurance, that is pretty much the standard. The insurance that tracks carry are in case you are injured as a result of negligence of the track and for spectators. I will give more examples, if you are injured working on your car in the pits, the insurance will not pay. If you are injured as a result of a crash on the track, the insurance will not pay. If you are in the pits and you get hit by a flying wheel, the insurance will not pay. However, if you are sitting in the bleachers and the bleachers break, the insurance is supposed to cover that injury. If you are walking and a light falls off one of the poles, the insurance will cover that. Although, I am not familiar with the Highland suit, all the other suits, including Mt. Vernon and Mr. Melenthin's, were from injuries not sustained as a result of racing or its activities. When Mr. Melenthin was tragically killed, he was not working on a race car or racing. That is the difference. You can ask a lawyer anything you want, but it is simple assumption of the risk versus negligence law.
 
Kelley

Now you and I know your profession and I believe you are stating true facts. I wish people would not assume that all racers are blue collar workers some are profiessionals in all walks of life. I am a computer technician but enjy the track as much as the guys that are mechanics and managers and construction workers that I know. My son-in-law is going to school for Computer aided Drafting (CAD) , my son is a retail manager, I have friends from this sport in all walks of life. So I agree we don't need to run to a lawyer often but it sure is nice to get free advise from time to time.

Al

BTW what are you racing this year kelley
 
Hey Al, ssshhhh, I do not want people knowing my profession. It would hurt my reputation. Who said I was free? Your bill is in the mail.
 
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